Clients & Partners
Quarticle’s geospatial intelligence platform allowed us to harmonize our application landscape. We can now manage all geospatial workflows centrally, driving efficiency and effectiveness across our underwriting operations.
Kai Ole Rogge, Former Head of GIS, Global P&C Insurer with 150,000+ Employees

Critical Challenges Facing P&C Insurers Today:

Increasing CAT Volatility and Climate Exposure
Escalating Cloud Costs
Fragmented Risk and Geospatial Data
Regulatory and Audit Pressure
Slow Geo-Enrichment and Underwriting Workflows
Lack of Real-Time Portfolio Transparency
Legacy GIS Engines That Don’t Scale
Geopolitical Instability and Accumulation Risks

Why Quarticle for Insurance

225,000+
Hours Focused on Insurance GeoIntelligence
Over a decade
Perfecting workflows for precision, speed, and resilience in P&C operations.

Quarticle Solutions for Insurance

A stack of images featuring a flood geographic layer next to a photograph of a "Hochwasser" (Flood) road sign in a flooded area. A red warning icon is positioned in the foreground.

Risk Prevention & Resilience Intelligence

Proactively integrate real-time geospatial analysis and field data to identify high-risk areas, emerging hazards, and exposure concentrations. Automated alerts and predictive analytics help underwriters, claims, and risk teams mitigate potential losses before they occur.

Graph by Quarticle interface showing a circular hazard zone on a map and a detailed "Point Hazard Lookup" dashboard with color-coded risk scales for flood, earthquake, and lightning.

Portfolio Data Enrichment Engine

Transform raw insurance data into structured, enriched datasets for hazard, location, and exposure information, enabling accurate risk modeling, pricing, and compliance with real-time, audit-ready geo-enrichment.

A map view showing a large inland geographic area with various terrain elevations, marked with red irregular boundary lines.

Footprint & Georisk Analysis

Leverage real-time event and hazard data to map exposures across portfolios, regions, and lines of business, enabling rapid underwriting, claims response, and optimized accumulation planning.

A Quarticle Graph interface displaying an event footprint analysis powered by EventHub. The map shows a geographic accumulation analysis with an event footprint overlaying a region. To the right, a detailed "Accumulation Results" data panel summarizes the financial impact, including specific net values and gross values insured.

Underwriting Risk & Accumulation Control

Combine dynamic risk analysis, live portfolio visualization, and automated monitoring to track accumulations, and deliver scalable, compliant insights across millions of policies.

Unified Risk Management & GeoIntelligence Platform

Quarticle unifies a scalable geospatial intelligence engine, enrichment APIs, event-driven processing, data visualization, and AI-enabled analytics into a single interoperable platform for insurance operations.
Cloud-native
Kubernetes-native architecture with horizontal scaling, distributed processing, and workload isolation.
Audit-ready
Version-controlled datasets with full traceability from source to output for audit and regulatory use.
Enterprise-grade
High-throughput processing for real-time risk analysis across single events to millions of policies.
Real-time risk workflows
Supports real-time event and hazard data to power underwriting, claims, and portfolio monitoring workflows.
Observability and governance
Integrated observability, policy enforcement, and governance controls across data pipelines and geospatial services.
Digital sovereignty by design
GDPR-compliant European deployment on STACKIT infrastructure with full control over data, processing, and deployment.
Managed open source
Production-grade geospatial systems built on open standards with managed deployment, optimization, and enterprise governance.
API-first
API-driven integration with underwriting systems, exposure models, and enterprise BI tools.

Models and data foundation

The Quarticle platform brings together

Statistical models based on historical loss and hazard data

We integrate stochastic risk models and climate intelligence data by Haskoning (for flood, wind and storms, fire, temperature, water stress, geological, coastal, and atmospheric perils).

Real-time global event feeds

We ingest real-time global event data from official and authoritative sources across major peril categories, including earthquakes, floods, wildfires, tropical wind severity, cyclone tracks, hurricanes, volcanic eruptions, drought, and soil moisture conditions. Owned event footprints can also be added (either as polygons or GeoJSON).

Forward-looking forecasting models

For forecasting, the platform integrates national, regional, and global weather services, such as the Google Weather API and Meteomatics, providing P&C insurers with forward-looking, scenario-based risk insights that complement real-time event data and historical models.

Quarticle Product Suite

Cloud Container Platform for Insurtech Engines

Run your insurance applications faster, more reliably, and at scale.
Scalability on demand
Easily handle more users, data, or workloads without delays.
Cloud-agnostic & portable
Works on any cloud or hybrid setup, giving you full control.
Enterprise security & compliance
Built-in access control, monitoring, audit trails, and isolation for data protection.

Measurable Impact for P&C Organizations

40%
faster time-to-quote
99.9%
SLA with full auditability and OGC compliance
Scales from 10 analysts to 10M users
3x
less manual intervention across risk workflows
Supports over
15,000+
Property & Casualty underwriters globally
65%
lower infrastructure and licensing costs

Client Success Stories

What Our Clients Say

Quarticle’s geospatial intelligence platform allowed us to harmonize our application landscape. We can now manage all geospatial workflows centrally, driving efficiency and effectiveness across our underwriting operations. Providing our customers and brokers with significantly faster, higher-quality services not only reduces operating costs, improves underwriting decisions, and increases margins — it also enables us to deliver a best-in-class experience to our users.
Kai Ole Rogge, Former Head of GIS, Global P&C Insurer with 150,000+ Employees
Blazing fast, cost-efficient, and easy to integrate, RAPID empowers our renewal processes and risk modelling. Fully automated geoprocessing and geo-enrichment of both small books and large portfolios is no longer a challenge. We’ve reduced human intervention by more than 300% — from core insurance systems to scenario modelling, everything is connected and enabled within a short implementation phase.
Kai Ole Rogge, Former Head of GIS, Global P&C Insurer with 150,000+ Employees
Quarticle’s Graph platform is intuitive, reliable, and easy to use. Our teams work more efficiently and confidently, enabling stronger underwriting decisions.
Chief Claims Officer for a large Italy-based Insurer
Turn insurance geospatial data into operational intelligence
Consult our experts to explore your use case.