Insurance Case Study

The World's Largest Primary Insurer Unified GIS Applications and Reduced Costs by 65% with Quarticle's Location Intelligence Framework

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Highlights
65%
cost reduction with our consumption-based pricing
Unlimited scalable users with no additional licensing costs
Multiple legacy GIS apps consolidated into
1 interactive UI

The Company

The client is the largest primary insurance company in the world, with over 150,000 employees headquartered in Munich, Germany. As a global leader in insurance, reinsurance, and asset management, they needed a unified, cloud-based location intelligence platform to streamline underwriting, risk assessment, and portfolio analysis workflows.

The Challenges

The client relied on multiple fragmented GIS applications for risk assessment and portfolio analysis, creating critical inefficiencies:

  • Slow response times across complex underwriting use cases (single-risk, multi-location policies, accumulations)
  • Unscalable design, unable to handle high-volume concurrent underwriter requests
  • Outdated front-end ergonomics with limited device support
  • Regulatory compliance requirements (VAIT, DORA)
  • Advanced role-based access control (RBAC) and privileged user management
  • Linear cost increases with user growth and no scaling benefits

They needed a fast, scalable, and compliant platform consolidating all GIS workflows into a modern, interactive underwriting experience.

The Quarticle Solution

Quarticle delivered a cloud-based, user-facing location intelligence application using an open-source stack, consolidating all GIS capabilities into a single, modular, and interactive framework.

Key achievements:

Integrated 6 GIS APIs, including geoenrichment, accumulation, and hazard layers

Modular architecture for seamless integration of existing and future APIs

Interactive UI with point clustering, data symbolization, and layer querying

Optimized hazard layers for fast rendering and smooth panning across large datasets

Multi-language support, configurable user restrictions, and admin management

Full VAIT/DORA compliance through advanced RBAC and privileged access controls

Unlimited user seats via our consumption-based pricing model, eliminating scaling costs

The solution enabled single-point risk assessment, portfolio visualization, and instant accumulation control directly at the point of underwriting, significantly improving operational efficiency.

The Results

Quarticle implemented a cloud-based, enterprise-grade location intelligence framework that replaced multiple legacy GIS applications, delivering real-time, interactive datasets with fast rendering. The platform streamlined underwriting workflows and improved the speed and accuracy of risk assessments.

Supporting unlimited users without incremental costs, the solution reduced operational expenses by 65% through a consumption-based pricing model. The Quarticle team met all objectives and deadlines, securing a long-term partnership with the client.

Solutions & Services

Location Intelligence UI 
Underwriting Risk Visualization
Portfolio Accumulation Analysis
Multi-API Integration Framework
Enterprise User Management

Technologies & Frameworks

Open-Source Frontend Stack
Cloud-Native UI Architecture
GeoServer API Integration
Point Clustering Engine
Multi-Language Framework
Accessibility Compliance Tools

What our customers are saying

“Quarticle’s geospatial intelligence platform allowed us to harmonize our application landscape. Finally, we can centrally manage all geospatial workflows and drive efficiency and effectiveness across our underwriting workflows. Providing our customers and brokers with these significantly better and faster services not only saves operating costs, but also improves our underwriting decisions, and increases our margins – it allows us to provide the best-in-class experience to our users.”
Kai Ole Rogge, Former Head of GIS, Global P&C Insurer with 150,000+ Employees

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